The financial situation of the BoP-consumer has to be sufficient to afford the
product and its price. The micro-financial perspective provides insight
into the capacity of the BoP-consumers, households and communities.
Micro-financial services can improve the spending power of the poor at crucial
points or moments.
Learning centers, banks with a specialism in micro-financing and the individual small
investment organization 'Kiva' are experts for this perspective.
Learning centres
Rural Finance
Rural Finance is a learning centre about providing
financial services for people living in rural areas. The Learning Centre aims to assist
organisations in developing countries to build their capacity to deliver improved financial
services which meet the needs of rural households and businesses.
Take a look in
their library
ITDG's articles
ITDG provides a source of 'grey literature' in the
Microfinance Article Library
Banks
NABARD
The
National Bank for Agriculture and Rural Development
(NABARD) in India promotes sustainable and equitable agriculture and rural development through
effective credit support, related services, institution building and other innovative initiatives. NABARD
published
a handbook on forming self-help
groups especially prepared for reasonably educated and helpful local persons, who can help the
poor to form Self-Help Groups (SHGs); the book helps to understand the subject in a simple way.
The Netherlands Platform for Microfinance
The Netherlands Platform for Microfinance
co-ordinates microfinance activities in a working group of co-financing agencies and Dutch banks.
Individual small investment
Wanting to connect with and loan money to unique small businesses in the developing world? By choosing
a business on
Kiva.org, you can sponsor a business and help
the world's working poor make great strides towards economic independence.
